Services

Flexible Mortgage Solutions for Every Financial Situation

SERVICES

Flexible, adaptable, and adjustable plans to fit your needs.

Tailored Non-Qualified Mortgage Loan solutions designed to match your unique financial situation and goals

HELP PEOPLE GET LOANS

14K+

Established Since

2010

WHAT WE OFFER ; KEY FOCUS AREAS

No Hidden Terms—Just Clear, Flexible Mortgage Solutions.

Self-Employed Borrowers:

Designed for entrepreneurs and freelancers, our Non-Qualified Mortgage Loans offer flexible financing options without the need for traditional income documentation

Real Estate Investors (DSCR Loans)

Leverage rental income to qualify for a mortgage with our DSCR Loans—no personal income verification required.

Non-Traditional Borrowers

Flexible mortgage solutions designed for those with unique income sources, credit challenges, or alternative financial profiles.

HOW IT WORKS

Easy, Hassle-Free Mortgage Solutions—Get Started Today

Our streamlined mortgage process makes home financing easy—no tax returns required, flexible income verification, and faster approvals to help you secure your home hassle-free

STEP 1

Initial Consultation

Discuss your financial situation and mortgage needs with our experts

STEP 2

Document Collection

Provide alternative income documents like bank statements, 1099 forms, or asset statements.

STEP 3

Evaluation and Approval

We assess your financial profile with flexible underwriting.

STEP 4

Loan Funding & Closing

Secure your loan quickly and move forward with your homeownership or investment goals.

WHY CHOOSE US

A Trusted Mortgage Partner for Unique Borrowers

At American 1st Partner, we specialize in Non-Qualified Mortgage (Non-QM) loans tailored for self-employed individuals, real estate investors, and borrowers with unique financial situations. With flexible underwriting, alternative income verification, and a commitment to fast approvals, we help you secure the financing you need—without the roadblocks of traditional lenders

Flexible underwriting

Flexible underwriting with custom loan solutions tailored to each borrower’s financial profile.

Expanded guidelines

Expanded guidelines compared to conventional loans, allowing approvals for borrowers with complex income streams.

Higher loan amounts

Higher loan amounts and alternative down payment options, including non-traditional assets.

24/7 Premium Support

Our team is available around the clock to assist you with your mortgage needs, ensuring a smooth and stress-free experience every step of the way.

TESTIMONIAL

Clients Feedback

See what our clients say about how our Non-Qualified Mortgage Loans helped them secure financing when traditional lenders couldn’t.

★★★★★ 5/5

Michael R. Small Business Owner

"As a self-employed business owner, I struggled to get approved for a mortgage with traditional lenders. American 1st Partner made the process seamless, using my bank statements instead of tax returns. Now, I own my dream home without the usual hassle!"

Jennifer T. Real Estate Investor

"Traditional banks didn’t understand my investment income, but American 1st Partner did. Their DSCR loan allowed me to expand my real estate portfolio without proving personal income. The process was quick, and now I’m growing my rental business with confidence!"

Emily L. Homeowner

"After a recent financial setback, my credit score wasn’t ideal. I thought homeownership was out of reach until I found American 1st Partner. They worked with me to secure a Non-QM loan with flexible terms, and now I’m back on track!"

Sarah M. Refinanced Homeowner

"I needed to refinance my home but kept running into obstacles with traditional lenders. American 1st Partner evaluated my full financial picture and offered me a loan with a great rate and no prepayment penalties. I’m saving money every month!"